Savings Vault
Grow your wealth with our 4.2% APY savings engine. Track historical yield performance across multiple timeframes.
Current APY
4.2%
Projected Balance (12mo)
$5,214
Interest Earned (12mo)
$214
$5,000
$500$100,000
Savings Goal Calculator
Set your target and timeline to see the monthly contribution and projected growth at 4.2% APY.
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Monthly Needed
$750
Projected Balance
$50,000
You Contribute
$45,021
Interest Earned
$4,979
Growth Projection to Reach $50,000
On track: deposit $750/month for 5 years to reach your $50,000 goal.
Projections assume monthly compounding at 4.2% APY and are estimates only. Actual returns may vary.
12-Month Growth Projection
Historical Yield Performance
| Year | APY | Balance | Interest Earned |
|---|---|---|---|
| Y1 | 4.20% | $5,210 | $210 |
| Y2 | 4.20% | $5,429 | $429 |
| Y3 | 4.20% | $5,657 | $657 |
| Y4 | 4.20% | $5,894 | $894 |
| Y5 | 4.20% | $6,142 | $1,142 |
Open Vault Deposits are FDIC-insured up to the maximum legal limit of $250,000 per depositor, per institution.