Account Tiers & Options
Compare all our account types side by side. Find the perfect fit for your personal, business, or investment needs.
| Account Type | Monthly Fee | Min. Balance | APY | Transactions | |
|---|---|---|---|---|---|
Basic Checking | $0 waived with direct deposit | $0 | — | Unlimited | Apply |
Premium Checking Most Popular | $0 waived with $2,500 min balance | $2,500 | 0.5% APY | Unlimited | Apply |
High-Yield Savings | $0 waived with $300 min balance | $300 | 4.2% APY | 6 / month | Apply |
Certificate of Deposit | $0 no monthly fees | $1,000 | Up to 5.1% APY | N/A | Apply |
Business Account | $15 waived with $10,000 avg balance | $500 | 0.3% APY | 200 free / month | Apply |
Full Feature Breakdown
Basic Checking
- Free debit card on issuance
- Unlimited transactions
- Mobile check deposit
- Free bill pay & transfers
- No minimum balance required
Premium Checking
0.5% APY- All Basic Checking features
- Free wire transfers (domestic)
- Priority customer support
- 2 complimentary overdrafts per year
- No ATM fees nationwide
High-Yield Savings
4.2% APY- Industry-leading 4.2% APY growth
- Interest compounded daily
- Auto-save round-up feature
- Custom savings goals & tracking
- FDIC insured up to $250,000
Certificate of Deposit
Up to 5.1% APY- Fixed rates up to 5.1% APY
- Terms from 6 to 60 months
- Guaranteed returns at maturity
- No monthly maintenance fees
- FDIC insured up to $250,000
Business Account
0.3% APY- Dedicated relationship manager
- Multi-user access controls
- Payroll & merchant integration
- Real-time cash flow dashboards
- Wire transfers (domestic & intl)