Merchant Services
Point-of-sale and payment gateway integration with low-interchange processing and instant settlement.
Low-Interchange Processing
Card present rates from 1.9% + $0.10. Card-not-present from 2.4% + $0.15. No hidden monthly gateway fees.
Instant Payment Engine
Process transactions in under 3 seconds with real-time settlement notifications and instant fund availability.
Checkout Hardware
Terminal, mobile reader, and virtual terminal options included. Unified dashboard across all channels.
Processing Rate Card
| Card-present rate | 1.9% + $0.10 |
| Card-not-present rate | 2.4% + $0.15 |
| ACH transactions | $0.25 flat |
| Chargeback fee | $15 (first 3 free/month) |
| Settlement time | Next business day |
| Supported cards | Visa, Mastercard, Amex, Discover |
| Virtual terminal | Included at no cost |
| POS hardware | Free terminal with $5K/mo volume |
Secure API Keys
Use your live API key to authenticate payment requests. Never expose it in client-side code.
sk_live_nvt_••••••••••••••••••••••Payment Webhooks
Subscribe to real-time event notifications at your endpoint.
payment.succeededFired when a payment is successfully captured and settled.
payment.failedFired when a payment attempt is declined or fails processing.
refund.createdFired when a refund is initiated for a prior transaction.
payout.sentFired when daily settlement payout is sent to your bank account.
Virtual Terminal Testing
Manually process test transactions through the virtual terminal before going live.
Test mode — no real charges will be processed. Use card 4242 4242 4242 4242 for successful payments.